Disaster Planning

Disaster Planning

No one plans to have a disaster, but everyone should have a disaster plan. Many big companies have dedicated departments that specialize in disaster planning, but in most small to mid-size businesses the responsibility rests squarely on the shoulders of the owner or general manager.

Insurance industry figures show that many businesses that close because of a disaster, whether natural or human-caused, never reopen. In most of these cases, advance planning may have made all the difference, but it didn’t get done because of limited resources, lack of knowledge, or competing priorities.

Start Planning Today!


Berkley North Pacific has partnered with the Insurance Institute for Business and Home Safety (IBHS), a not-for-profit insurance industry association, to provide professional, free, online disaster planning help. The IBHS mission is to reduce the social and economic effects of natural disasters and other property losses by conducting research and advocating improved construction, maintenance and preparation practices.

At the IBHS website you can test your knowledge and state of preparedness for disasters, including essential items such as:

      • Employee contact lists

      • Key supplier and vendor information

      • Important phone numbers

      • Recovery location planning

      • Managing vital records

      • Restoring voice and data communications

      • Recovering physical assets



Is your Business Ready?


Visit the IBHS website to view the Institute's free disaster planning toolkit.  Be sure to download a copy of “Open for Business”,  a 66 page brochure that provides a wealth of disaster planning information, including self-assessment forms, checklists and detailed instructions for developing your own disaster plan. 

Options for Open for Business Options for Disaster Recovery Planning






The Insurance Institute for Business & Home Safety (IBHS) has developed a new streamlined business continuity program for small businesses that may not have the time or resources to create an extensive plan to recover from business interruptions. Open for Business® (OFB) is the Institute’s comprehensive business continuity planning program, and the new OFB-EZ Toolkit is a streamlined kit for small businesses.






Open For Business - Basic (PDF)


We recommend you take a look at the pdf. version of Open for Business® Basic and compare it with Open for Business® - EZ to determine which version is more appropriate for your business. 


For more information on the Open for Business® programs, visit the IBHS http://disastersafety.org/open-for-business/ website

For information on other disaster preparedness topics, visit the IBHS http://disastersafety.org/open-for-business/ website

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